Loan Management System for Small Lenders: Moving Off Paper
How a small lender moves from notebooks and spreadsheets to a loan management system: what to prepare, how to migrate the portfolio and mistakes to avoid.
6 min readRead article
Loan management software for small lenders
Clients, loans, payment schedules and collections in one system built for how you lend. It calculates and records what you configure, and you own the code.
- Free quote within 24 business hours
- Code and accounts in your name
- English and Spanish
Loan management software
What we can build for you
Clients and guarantors
Profile, documents and guarantors for each borrower, with their full loan and payment history.
Loans and schedules
Set up each loan with the terms you define and get its payment schedule automatically.
Collections and late charges
Track due and overdue payments, with late charges applied the way you configure them.
Collector mobile app
Collectors see their route, record payments in the field and send receipts on the spot.
WhatsApp and SMS reminders
Automatic reminders before each due date and follow-ups when a payment is late.
Portfolio reports
Active loans, daily collections and overdue balances, by branch or by collector.
Why Ciguabit
A technical partner, not just a vendor
A software company registered in the Dominican Republic, working with businesses across the Americas and Europe.
You own everything
Source code, infrastructure accounts and documentation are yours from day one. No lock-in, no hostage situations.
Senior engineering
The people who scope your project are the people who build it. Nothing gets handed down to a junior bench.
Bilingual delivery
We work in Spanish and English, across Dominican and North American time zones, with documentation in both.
We answer after launch
Support and maintenance are part of the agreement, not an extra cost you discover when something breaks.
How we work
From quote to launch, no surprises
A short, clear process. You know what you get and when, from day one.
- 01
Free quote
Tell us what your business needs and within 24 business hours you get a proposal with scope and timeline.
- 02
Design
We define together how your system will look and work, so you approve it before any code is written.
- 03
Development
Weekly progress you can open and try on your phone and in your browser — not status reports about software.
- 04
Launch & support
We ship your system, watch it under real use and keep answering every month.
Frequently asked questions
Does it work with our own loan terms?
Yes. You set the interest method, payment frequency and late charges, and the system calculates and records them as configured.
Can my collectors use it on their phones?
Yes. They get an Android or iOS app with their route and client balances, and each payment they record shows up in the office system.
Can you import our current portfolio?
Yes. We bring over clients, active loans and payment history from Excel or your old system, and review balances with you before launch.
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Ready to start? Get a free quote today
Tell us what you need — a new system, an app, a website or a team — and we reply within 24 business hours. No obligation.
Free quote
Tell us what you need
Fill in the form and we will send you a proposal by email or WhatsApp, usually within 24 business hours. No obligation.
Prefer to write to us directly?
admin@ciguabit.comLocation
Santo Domingo, Dominican Republic
Hours
Monday to Friday, 9:00–18:00 (AST, UTC−4)